In both the investment and real estate worlds we talk a lot about assets. Usually, it’s fairly easy to attach a dollar figure to assets and numbers that fit neatly into the cells of an Excel spreadsheet. The most important asset we have in our lives, however, isn’t so easily plugged into cut and dry math calculations – your time.
It is fair to say that time, in fact, is your most precious asset. The assets that use dollar figures to measure can go up and down through the years. In a similar way, the quantity of those assets that we own can increase or decrease.
The amount of time that we “own” to do the things we want to do in life only goes down. And, if we stop and think about it, that causes its value to constantly increase.
Consider the value of your time, and you will begin to invest it more wisely.
Portfolio watching
When you listen to investment analysts, they stress the importance of constantly monitoring your portfolio. A huge industry has popped up in recent years based on online analysis charts and systems, that try to help us predict how various markets – stocks, bonds, currency, metals, and commodities – will perform. Many folks spend several hours each day studying these charts.
One of the features most appealing investing in Trust Deed investing is the ability to hold the investment without having to monitor its performance daily. Not only does the investment typically yield a 9% or more return, it also returns a huge amount of your time, when compared with other popular investments. Consider for a moment that If you’re spending several hours each week monitoring your investments, a Trust Deed from Cushner Capital Group can return those hours to you, which you can then invest back into your life however you please.
You can use that extra time to do what you do best in your business or spend more time with family, or pursue your favorite hobby or passion. And while you enjoy a lucrative financial gain on the Trust Deed, how can you put a price tag on the additional time you will get back?
Assuring your safety
Of course, initially vetting the investment in your Trust Deed will take some time and focus. We, at Cushner Capital have a long-proven track record of screening potential Trust Deeds, so that you are only looking at very strong loans for your portfolio.
There are two essential elements to provide you with the safety you need when considering a trust deed – first is the value of the property in relationship to the size of the Trust Deed. We typically provide our investors with loan to value ratios of 65 percent or lower. Second, the ability to repay. We make certain that the borrower or the property is financially able to make monthly payments. When those two critical elements are in place, investors get the level of safety they require to invest comfortably.
Rate of return is always an important criteria when choosing an investment. However, time saved should also be considered as an asset when investing. We at Cushner Capital Group understand that, and offer you a high return on both your money and your time. For more information, feel free to call.
