The short answer is yes! So long as there is a strong equity, a reputable escrow and title insurance, private lenders will fund short sales and foreclosures. A short sale requires banks to take less dollars than owed on the loan. The owner must first be willing to cooperate. The short sale will cause a […]
Self-Directed IRA Funds for Trust Deeds
In addition to funds in your bank account, you may be able to invest your IRA, family trust, or pension funds in Trust Deeds. Or, if you’re leaving an employer, you can roll your 401k retirement vehicle into a self-directed IRA, and invest that money in trust deeds. We have several recommendations for self-directed IRA […]
Why Are Trust Deeds a Trustworthy Investment?
Investing in almost everything can be tricky, no matter how financially savvy you are. With the current state of the real estate market, it is no wonder that people have questions about the soundness of trust deed investing. What Is Trust Deed Investing? When an individual or entity loans money to another individual or entity […]
TITLE INSURANCE FOR INVESTORS
When investing in Trust Deeds, there are several key components. One of the keys is equity. Private Money is based on equity protection for the investor. Another critical piece is a clear title to the property. Why is title insurance so important? It protects the new lender from fraud and other issues that can affect […]
WHAT IS A NON-QM LOAN
Since the advent of the recent Dodd Frank guidelines, many hard money brokers and investors have resolved to only do non-owner business loans. We are still doing owner occupied first and second loans! If you have clients that do not fit into the guidelines that come with conventional lending, please give us a call. We […]
SEARCHING FOR GREAT AREAS TO INVEST REAL ESTATE DOLLARS!
Finding below market properties and profitable flips can be one of the hardest parts of real estate investing. Yet, it is a necessary step to find that next great real estate investment. Sometimes it can be difficult determining if the area you are interested in is worth pursuing. Thus, you may find the perfect property, […]
IRS Tax Rules for 2018
Many folks have been wondering how the new tax laws are going to affect real estate. Below is a list of the major provisions related directly to real estate. Please remember, this is an abbreviated list of the tax rule changes. I found this summary of the new or changed rules written by Mark O’Toole, […]
WHEN TO USE A PRIVATE HARD MONEY LENDER
Despite calls to modify the Dodd-Frank business regulations, conventional lenders have continued with very stringent underwriting requirements that prohibit many good borrowers from being able to borrower the mortgage money they need. A private hard money mortgage loan is a great alternative to the conventional lending sources. Sometimes, borrowers do not meet the bank’s minimum […]
Using a Self-Directed IRA to Loan
There are many investments to place your IRA money into, not just stocks or mutual funds. When considering what to investing in for retirement, why not consider real estate or Trust Deeds? California real estate values have remained strong for many years. So, why not invest in either a property or loan on a property? […]
The Investment of Hard Money as an Option
In both the investment and real estate worlds we talk a lot about assets. Usually, it’s fairly easy to attach a dollar figure to assets and numbers that fit neatly into the cells of an Excel spreadsheet. The most important asset we have in our lives, however, isn’t so easily plugged into cut and dry math calculations – […]
